Saturday, January 9, 2016

Things To Know For Medicine Students In USA

The US has mostly dominated international university rankings, and medicine is no exemption. The number of international students seeking medicine education in USA is huge. Harvard University still upholds its peak position, and is together with other five US universities in the top 10- Stanford University at 4th; University of California, LA is 5th, Johns Hopkins University at 6th, Yale
University 7th and University of California, San Francisco at 9th.
Most of these primary US medical schools are found at big, inclusive universities (private and public) which rank fine across a broad selection of subject fields. Famous specialist institutions include Mount Sinai School of Medicine, Minnesota’s Mayo Medical School; the University of Texas M. D. Anderson Cancer Centre and Texas’ Baylor College of Medicine; New York’s Rockefeller University.

If you want to attend an American medical school, what is the best strategy?

  • 1. Research early: This may be apparent, but depending on your phase in the entire medical school search procedure thorough research can be very essential to shun likely disappointment.
  • It is vital to decide, for instance, where you want to complete your undergraduate work. Determining the financial aid policies for overseas students at your schools of choice is even more important, as some schools need four years of tuition put directly into an escrow (or third party) account, or evidence of hundreds of thousands of dollars value of assets. If schools do not specially necessitate financial information, it may be essential to apply for a F1 student visa.
  • Think of completing a few coursework in the U.S.: The schools that take international candidates normally need a U.S. institution’s bachelor's degree, or at least one year of U.S.-based assignments. The schools have a preference to coursework at a U.S. school.
  • If you are going to finish or have finished, your undergraduate degree outside the US it may be appeal to plan a year of coursework at US institution. That helps you not just meet requirements and opens more doors to apply at more schools, but it will also aid you establishing whether studying in the US is eventually right for you.
  • Consider M.D or Ph.D. programs: As openings for these positions are generally wholly funded, due to the Ph.D. part, international students are normally thought to fare somewhat well in attaining admission and monetary aid for following a medical education in the US.

However, international students wanting to study in USA are to comply with the same requirements- must have a firm research track record, and should be dedicated to becoming physician-scientist. Schools value candidate’s career aspirations a lot, as it can cost over $350,000 to instruct students in these courses.

Several schools have the same admissions standards for local and overseas candidates and would offer admission in the similar manner, though for overseas admits, they are dependent on financing. There are also school specific loan programs, like Yale, along with programs presented by major banks, some of which need American co-signers.

More Information About Computer-Related Courses In USA

In this post we shall continue to discuss about computer related study in USA. Please read on to find more information and realise your dream of education in USA.

Bachelor’s Degree Programs
Bachelor’s degree programs in IT areas offer students with a wide knowledge and technical skills base, permitting them an option in whether to take graduate degree or go in professional careers instantly after degree completion. Most programs need four years to complete. Programs under computer engineering normally take a longer period due to the wide range of needs.
Specialization is quite unusual for IT-specific majors at the bachelor’s degree level (and is actually discouraged by the Accreditation Board for Engineering and Technology, the professional accreditation body for computer science degrees). Candidates begin by joining a core programme of courses in fields outside their major (social sciences, arts and humanities) with course in linear algebra, probability and statistics, discrete mathematics, study of programming languages too and preliminary courses in other IT areas such as computer architecture, operating systems and artificial intelligence. Business-focused information systems programs stress the managerial application of computer science, frequently with requirements in areas like economics, marketing and business statistics. During the third and fourth year, IT students opt from sophisticated level electives in fields as informatics, artificial intelligence, software engineering or robotics.

IT field is quite highly competitive. Students can appreciably develop their likelihood of rapidly landing a job after graduation by getting proactive experience in the career while still in college, adding school course work with on-the-job training acquired through internships/cooperative education courses. Some colleges may give unpaid research or lab assistance positions to highly competent undergraduates. Another mode to develop employment chances is by taking elective courses in other areas that might be mainly useful in the workplace. Additionally to knowing foreign language and inter-cultural abilities (benefits most overseas students by now have), employers repeatedly favour students who have taken courses in accounting, management and marketing.

Professional Certification
In the case of information technology support positions, employers time and again call for proof of one’s awareness through completion of one or more certifications accepted in the industry. Certifications like those characteristically do not have exact educational requisites but frequently ask for quite a few years of prior work experience connected to the subject of certification. They always (in the instance of well-known certifications) necessitate profound knowledge of the subject areas covered in certification exams, with certification requiring to be renewed each and every year or every few years as technology evolves. Certifications usually focus on practical skills and knowledge of particular systems and processes to a certain extent than a wide or theory-based know-how of information technology, and, even as sufficient in themselves for several positions at entry level, are repeatedly a match to degree education rather than an alternative.

So, be informed about the several choices available when you go to study abroad. Planning in advance is highly suggested if you want to pursue your higher education dreams in computer related subjects.

What You Should Know About Levels of Computer-Related Study In USA

What You Should Know About Levels of Computer-Related Study In USA
Computer work has a status for offering careers where one doesn’t really require formal education but can be successful on aptitude alone. Knowledge with degrees and professional certifications in addition to hands-on experience is a must if you want to get a job. In this post I shall discuss about some computer-related courses in the universities in USA.

Vocational School and Two-Year College Credentials
Two-year community and technical colleges present several information technology-related programs, counting one/ two-year associate of science (A.S.) or associate of applied science (A.A.S.) degrees in areas like computer science, computer programming, computer service technology, data processing, and electronics engineering technology. Not just this certificate and diploma programs normally ranging between six months and one year and offering training for direct entry to job market.
Although the A.A.S. is a vocational diploma that does not normally transfer credit on to higher education, study within an A.S. is regularly equivalent to the first two years of a bachelor’s degree and credits may be reassigned to four-year colleges. Candidates interested in A.S. programs should verify what agreements with four-year institutions are there and what help the two-year institution can offer to make transfer of such credits easier and more possible.

Graduate Study
For students wanting advanced study in IT subjects, U.S. institutions offer master’s degree programs and doctoral programs that normally occupy three to five years of extra study past the master’s level and grant the Ph.D.
Students should validate that specializations selected and faculty research is akin their own aims. It is imperative to note, yet, that the course work leading to a particular graduate degree may not vary radically from the same course work provided as a speciality within a wider study area. For instance, two diverse programs may involve basically similar course work, although one offers a degree in artificial intelligence and the other a computer science degree.
Master’s degree programs in computer science fields’ applicants should have a strong foundation in mathematics course work and computer experience; they do not, however, necessarily hold an IT specific undergraduate degree. Those with social science or humanities degrees may get accepted if they can reveal excellent computer knowledge and mathematical ability.

The GRE is necessary for admission to most graduate IT-specific degrees, with the quantitative segment of the test being of high significance. The GMAT may instead be needed for entry to information systems and other business-focused computer programs. International candidates must also have brilliant English language skills as established by high TOEFL or other standardized test scores. Spoken English test will also be required for those wanting teaching assistantship posts.
Financial aid is occasionally presented at the graduate level, chiefly as computer science departments are regularly funded by research grants. Teaching and research assistants may get tuition remission as well as a pay.

Doctorate programs in IT areas train graduates for university faculty positions and advanced research or consulting careers. Doctorate candidates take advanced computer courses past those needed in master’s programs and are required to set up a doctoral thesis that shows autonomous research in a special subject area.

Computer Courses You Can Pursue in USA

I am going to continue the last post by telling you more about the computer courses available in each university in USA.

Information Systems
While information technology professionals satisfy an organization’s daily technological needs, information systems professionals present knowledge in planning long-standing technology plan. They also tie management and technical staff, making sure that needs and possible technical/process solutions are evidently communicated between the two groups. There are around one thousand information systems degree programs to study in USA. Usually the programs are based inside business schools. As with IT programs, a range of degree names can be used, but what determines the field is the mix of computer course work with business course work.
Degrees awarded in computer information systems normally have high technology focus while degrees in management information systems may place a better emphasis on organizational and behavioural principles. Though, it is vital to look at the programs’ syllabus to be sure about the course choice and emphasis.

Software Engineering
In spite of the degree title, software engineering degrees normally come within computer science departments. Teaching may also be provided by electrical engineering departments or computer, via inter-disciplinary teaching, or by committed software engineering departments. Some degrees in this area don’t include the word “engineering” in the title for example it may be titled as “software development” or “computer programming”, etc. Such variations don’t normally mean differences in program excellence or emphasis.
Software engineering has a focus on the study of intensive methods for creation, refining, and sustaining dependable and proficient programming for computer users. Instruction in electrical engineering departments, computer science, and engineering areas is offered along with courses in fields like project management, quality assurance, software requirements and specification, and software testing. Realistic experience in software creation that will really be used is a fundamental part of study. Undergraduate programs in this area usually include internship opportunities, group projects, and a final-year individual capstone project in software development.

Other Options
If one gathers knowledge from other subject fields, a surplus of other kinds of information technology-aimed academic programs are there. Information science moves past an information systems degree’s normal aim on certain business or organizational problems to look at how knowledge can best be planned, controlled, and regained (it is normally studied along with library science). Instructional technology focuses on how computer and other multimedia resources can be used most efficiently to help human learning. Graduates in web design, animation, and game design graphics design, degrees unite artistic and technical know-how. Information guarantee degrees train professionals to defend software and networks from hackers, viruses, etc. Cognitive science, artificial intelligence, and knowledge engineering researchers work to create “smart” machines in a humane way. Informatics study is growing becoming very important due to the need to understand, analyze, and incorporate the large amounts of data formed from academic and industrial research.

These courses ensure that you pursue your dream of education in USA with ease. Consider all the information and select what you want to study.

Computers Degrees To Pursue In USA

Do you have a dream to study in USA? If yes, then you should gain as much information as possible. Those who are interested in pursuing computer education in USA have several options to choose from. I am outlining the options for you here in this post.
There are five base disciplines to study in USA- computer engineering, computer science, software engineering, information technology, and information systems. We shall discuss about them here-

Computer Science
Academic courses in computer science, the unique and widest computer study field, are provided by about all universities in U.S. at every level. Usually, computer science study is based on offering students with academic understanding of computers, instructing them with the algorithm, logical thinking, and maths-based ingenuity that are vital for developing and improving information technology. Degrees differ broadly from college to college with programs usually designed to train graduates to become entrepreneurs, information technology inventors, or academic researchers.

Information Technology
Often used as a term covering all fields of digital computing and communications, Information Technology also has extra specific meaning within higher education in USA. Degrees in information technology normally offer students with the familiarity and hands-on expertise to maintain an organization’s daily technology support requirements. Realistic experience and opportunities for expert certification in computer security, network installation, and the chief operating systems and software in present use are fundamental elements of the programme. Graduates’ responsibilities include areas like choosing hardware and software products apt for a specific organization; establishing, sustaining, and protecting computer kits and networks; and designing and renewing websites and other multimedia sources.

Employers now anticipate to invest in regular education for their employees and to train them on the precise software packages in use in their organizations. Information Technology grads will have a clear edge over others which employers prefer but they are also prone to welcome the wide-range awareness and flexibility that comes from a strong education inside a research-based computers department.

Computer Engineering
Almost each university in U.S.A has a school of engineering (almost 550 schools) and will present a degree in computer engineering. Yet, in several institutions, computer engineering is still treated as a specialization under the electrical engineering degree or to subsist as a combined program between electrical engineering and computer science departments. This however does not point out anything about the course’s centre of attention or strength.
Computer engineers have the ability to design digital hardware, systems as well as programming of computer chips which connect/control digital devices (focus here isn’t on software programming for human users). Programme work has topics like control systems, digital circuits, microprocessor systems, and instrumentation. Team projects and internship are vital divisions of computer engineering programs.

As in other engineering courses, only about one-third of candidates pass their undergraduate programs within 4 years with five years being the usual norm. Graduate study is precious and is necessary for certain positions.
In this next post I shall discuss even more courses in computer science.

Completing Medicine Study in USA

In the United States, the residency is the crucial concluding step in training physicians to practice medicine alone. It can also be the wonderful opportunity for foreign physicians to obtain experience in the US. So, if you want to pursue medicine education in USA then you should read on.

Prior to undertaking a residency, U.S. students complete undergraduate degree, and then spend four more years in medical school, attaining the Doctor of Medicine (M.D.) degree. Unfortunately, due to moderately small enrolments and high competition for admission, international students have small possibility of being admitted to M.D. programs. Such programs regularly only admit residents of U.S. states, and yet those that admit international application normally only admit a few international students (with U.S. bachelor’s degrees). However, many international medical graduates do complete residency programs in the US.
Residency programs are intended to permit participants to develop expertise and to regularly take on rising accountability for patient care within administered clinical atmosphere. Programs normally last 3-7 years, relying on the medical specialty selected.

Steps to a U.S. Medical Residency
The first critical is to gain certification from the Educational Commission for Foreign Medical Graduates (ECFMG). Testing needed for this certification may be started even as still in medical school, though the IMG must obtain their final medical diploma and medical school records before being really authorized. Here are ECFMG’s requirements:
Complete at least 2 years at a medical school as per the International Medical Education Directory (IMED) of the Foundation for Advocacy of International Medical Education and Research
Apply to ECFMG for an ECFMG or USMLE Identification Number by finishing the application on their website. Upon confirmation, gain an arrangement permit from ECFMG for the 3-month period during which arrange to take the USMLE test.

Pass the USMLE Step 1 and Step 2 Clinical Knowledge. These computer-based exams are offered at a few Thomson Prometric testing centres internationally.

Pass the practical USMLE Step 2 Clinical Skills examination exam managed by ECFMG in numerous U.S. locations throughout the year.

All three exams must be passed within a 7-year period for the applicant to be eligible for ECFMG certification and can be undertaken in any order. Candidates unable to pass Step 1 or Step 2 CK can apply again instantly to re-take the test (maximum four attempts). For Step 2 CS re-take attempts are limited to three per year. No added English aptitude examination is necessary.

Then document the conclusion of all requisites for receiving the final medical diploma. Submit with ECFMG with the final medical school record and medical diploma. ECFMG will then validate these qualifications with the medical school later.

By this time IMGs will complete ECFMG certification process and start applying to programs. Interviews by phone or in-person are regarded to be vital in the admission process. IMGs have to obtain identification number exam via ECFMG to apply through ERAS. Lastly visa application is needed. Contact sponsor for visa-ECFMG for J-1 visa, residency program for H-1B visa to get certification.

Medicine in USA-Things To Know

Studying in the US for medicine and dentistry is very demanding in terms of period, fees and academic effort. The admission standards are quite precise and schooling is very rigorous, but after graduation you will have the skills to become an excellent doctor.
Unlike studying medicine in Europe, the medicine study in U.S.A. usually starts after conclusion of four years of undergraduate study which involves satisfying the pre-medical school course requirements along with gaining a bachelor's degree in any subject. The prerequisites to pursue medicine education in USA differ from school to school, but roughly include biology, general chemistry, and organic chemistry as main courses.  Certain schools might need that you have taken other classes like English, humanities, math, etc. also so ensure you apply to medical schools while you are still an undergraduate so you can select your classes suitably.

University medical study in USA is a 4 year course separated into almost two equal components: pre-clinical (didactic courses in the basic sciences) and clinical (clerkships of rotations through several wards of a teaching hospital). This program directs to Doctor of Medicine (M.D.) or Doctor of Osteopathic Medicine (D.O.) relying on the medical school; both degrees permit the holder to practice medicine after completion of a credited residency program. The main precondition is to hold a bachelor degree in chemistry, biology, or other field relevant.

A few medical schools offer limited programs starting after high school that join undergraduate college courses with medical education. Students are provisionally admitted to these programs on the basis of their high school records and, if their performance is acceptable, are allowed to advance to the M.D. degree. This program normally takes six- seven years and entrance is very
competitive for overseas students.
Candidates will also require to get completed the MCAT test. The test will decide the skill to think decisively, predicament solving, write clearly, as well as gauge the student’s knowledge of different scientific concepts. A good MCAT score is important.
There are very few chances for foreign students to attain the Doctor of Medicine degree in the US. American medical schools accept twice as many applications from eligible U.S. citizens as can be likely and many of the publicly-supported medical schools are needed by law to admit only state residents.

International student applying to a medical university in USA must remember that he will, sadly, be at a drawback compared to local students as publicly funded colleges are needed to put fraction or all the state funds for students who are state residents. You can always apply to private universities, but, these will be costly. Most institutions obligate international students to have done at least the last two years of their undergraduate in U.S universities.

Application for admission to study medicine in USA

To gain admission medical school in USA, international student must realize subsequent criteria:
Undergraduate academic record (Bachelor degree),
Scores on the MCAT,
Personal qualities
Letters of recommendation
Extracurricular activities,
Passion for medicine.

So, armed with such knowledge you can be assured of realising dreams to study abroad in US.

Important Things For Engineering Students in USA.

Engineering is undoubtedly of the most admired subjects for international students to study in USA. Coupled with business, physical and earth sciences, the fields register 62% of all international graduate students at U.S. institutions. In all U.S. graduate programs, the top percent increases of student candidates has been from China; followed by region encircling the Middle East and Turkey; and India, generating 18%, 12%, and 7% correspondingly, more candidates in 2011 than in 2010. This shows that education in USA especially for engineering is highly sought after.

Know whom to contact

U.S. engineering schools can greatly vary in speciality areas and stress on research or pre-professional schooling, so researching programs is decisive to corresponding your academic interests and career aims to the perfect school for you.
The finest way to garner details about a specific school is to contact officials there, but finding the correct contact can be a challenge. Visit the official website to gather as much info as possible. If that isn’t enough then approach the dedicated admission staff. The admissions department staff can help you the most in such a case. Sometimes for certain international students, outreach can be more difficult, since language difficulties and cultural differences may make some students uncommunicative. Connecting with a university representative is particularly vital for future Ph.D. students, who will work directly with a faculty counsellor during the whole education. So don’t be shy or hesitant. Clear your doubts and concerns as soon as possible.
Understand the application process

In contrast to other country’s universities admissions courses at universities in U.S.A require a wide range of materials that display a student's strengths—not merely a test score. Instead, engineering applications mostly need letters of recommendation, typically written by past professors/ employers, as well a personal statement (statement of purpose).  Your statement of purpose should show that you have poise, and can handle several things apart from your tests scores to apply. So give more attention to this aspect.

Plan early
Though your entrance exam is only one element of your submission, it is still essential to study well ahead for the GRE. The test's language and quantitative proficiency sections necessitate superior preparation by students, and can cause a tougher challenge if you're not a local (not native English speaker). Yet, studying for a large amount of time (six months as some students advise) can noticeably develop your test taking ability.
Unlike domestic students, international candidates may also need to take the TOEFL examination which appraises English expertise and will need to allocate adequate time to submit application for and gain a visa.  Still, the end result of attending an engineering school is possibly worth the time it takes to steer the front end of the procedure.
Although you have to face lot of obstacles and clear so many hurdles (like the visa process and the GRE process) obtaining a master's degree from a renowned school in the U.S. is actually good to go for. Once you are a proud engineering graduate from US you are ready to face the industry and start your career.

Postgraduate Engineering Degrees in USA

Last post was about the graduate engineering degrees in the universities in USA. Now I shall tell you about the post graduate degrees in US. This will offer you the comprehensive knowledge about US engineering courses.

Master's Programme Admission
If you want to gain admission to post graduate engineering programmes in the US, the majority schools necessitate applicants to have engineering undergraduate degree, except a maths or science degree may be good enough. Several postgraduate programmes will anticipate students to be know the fundamental electric circuits and electromagnetic theory. If you aren’t at ease with some central engineering theories it might be likely to complete counteractive courses alongside  your postgraduate degree.

If you hold Bachelor's degree from an overseas institution and are looking to continue your Engineering education in USA by taking up a postgraduate degree you may have to establish that your foreign degree is considerably equal to an ABET recognized institution. Most postgraduate engineering course applications need a certified record of past studies, a letter of reference, a personal statement and a minimum TOEFL test score of 550. Some courses may need a graduate admission test, like GRE.

Master's Programme Curriculum
Postgraduate engineering students can receive a Master's of Engineering (MEng) or Master's of Science (MS). It is ordinary for graduate students to decide to focus in one of the five fundamental fields of engineering- chemical, civil, industrial, electrical, or mechanical. Most postgraduate engineering courses develop the skills enviable in a competitive work atmosphere. Many engineering schools present a programme focussed on working in teams, using technology, and taking programmes in other disciplines.

Doctorate Programmes
The two top degrees an engineer can be awarded are a Doctor of Philosophy (PhD) or Doctor of Science (DSc). To achieve a position as a researcher/ teacher, most engineers should have a Doctorate degree. This degree typically takes almost 7 years of undergraduate and postgraduate study.

Fellowships and Scholarships for Engineering Studies
Several scholarships and fellowships have been instituted to help promote study and research in the engineering area. Most of these are meant for students going to pursue careers in engineering. Students interested in Engineering have to contact organisations specialising in their specific field for information about grants that may be open for them. You should contact all institutions where you intend to apply and find out about university-funded fellowships and scholarships, which are becoming ever more frequent in engineering fields. Also look for teaching assistantships, administrative assistantships or research assistantships presented by the university.

The organisations I am listing below offer financial support for students interested in engineering and want to study in USA. It is not an exhaustive list, and you are urged to do your own research and find new funding opportunities. Students should speak to funding organisations directly to establish their eligibility for the awards.
Engineering Fellowships, Grants and Scholarships
Norway – America Association
Peterson’s Scholarship Search: International Undergraduate Awards
Peterson’s Scholarship Search: International Graduate Awards
U. S – Norway Fulbright Foundation for Educational Exchange.

Discussing Undergraduate Engineering Courses in USA

Engineering graduates are in huge demand across the world. Engineering has practical application in not only engineering industry, but also in professional sectors like medicine, law, business and government. The explicit knowledge of science and technology that engineering grads have is vital for almost all establishments to stay ready for action and survive the competition. As the probable utilisation for engineering skills develops, engineering programmes at US universities advance and expand in focus. If you are thinking of getting an engineering education in USA then you are making the right choice.

Undergraduate Engineering Degrees
Please keep in mind that university in USA have programmes and courses which differ from one another in any discipline. Nevertheless, the undergraduate degrees admissions procedure in engineering is alike other courses of study in the US. Typically, you have to apply directly to the university, so find more information. Most of the colleges/universities need SAT exam results, a transcript, a personal statement, and letters of recommendation.

Find out as much information as you can- discover whether a programme suits you, and study its course listings, and its faculty. Are the faculty professionals or scholars? Is their work research motivated, expert or academic? Think about what you want after your education and search for programmes whose courses and professors will aid you in achieving your aims.

It is also imperative to distinguish whether the course you are applying to is certified. The standing of your undergraduate institute has a great chance of affecting your likelihood of gaining admission in graduate school or becoming an authorized Professional Engineer. The Accreditation Board for Engineering and Technology reassesses the value of university programs and awards endorsement for those schools that satisfy the minimum standards.

Two-Year Engineering Programmes
Community Colleges in the USA provide technical Engineering Degrees which include Associate of Applied Science (A.A.S.) and Associate of Science (A.S.). After completion of an Associate Degree, students are eligible to do job as a technician. Many carry on to a four-year institution so that they can earn a Bachelor's degree.

Bachelor's Degree Curriculum
As is the case with 4-year undergraduate degrees in the US, engineering students are generally needed to complete a chain of general education programmes before selecting a precise major. Most of the undergraduate students are needed to complete courses that are divisions of a syllabus in the first two years of study. Common requirements comprise of literature, humanities, and science and mathematics courses. All through the first two years students also have to complete the preconditions or preliminary courses in the subject they want to pursue.

In the concluding two years students decide from courses that relate to their exact major, in this instance, engineering science. Most undergraduate degrees will merge mathematical and scientific theory with hands-on-laboratory practice so as to train students for postgraduate studies or instant entry to the job market.

Take a definite look at the information available and make your decision after careful deliberation only. We shall discuss the post graduate programmes in the next post.

Scholarships For International Students- All To Know

There are several resources available to international students to explore for scholarships, and there are also several services that charge students for right to use to their scholarship database or to conduct a scholarship search on a student’s behalf. If you have the time and obtainable resources, most of the scholarship searches can be done online with ease.

For international students hoping to study in the US, scholarships are priceless towards funding your goals. Whether you are doing first year, a student at the end of graduate school, or just returning to college for a new year, there is monetary aid.

Ask Your School
No matter where you live or go to school, first contact your school’s financial aid office. Most schools suggest scholarship programs especially for international students. Check out your school’s financial aid website or call/email the office for more.

Am I eligible for a scholarship?
Your eligibility for a scholarship relies wholly on the scholarship; there is no common rule on whether you are qualified for a financial aid. Some scholarships need students to have a definite TOEFL score; some ask that you are from a certain nation; some want you to have a specific grade point average. Do your own research to find out your eligibility.

How do I apply?
There is no firm rule on how to apply. While some only need you to fill an application form, others may need a specifically written piece of work, or for you to be pursuing studies in a specific field. If you find a scholarship, contact the award overseer of that award. Scholarships are absolutely great, as they are basically free, as you don’t need to pay a scholarship back ever.
Now you need to be cautious of scholarship scams which can destroy your dreams of getting education in USA. The best way to protect yourself from a scholarship scam is to know what the main scams are and how they work. Here are some things to know which can safeguard you-

Money up front/ Application Fee- Whenever you apply for a scholarship never pay an application fee or send money up-front. You don’t have to send money to obtain a scholarship. Asking money from you is wrong.

Loan Fees
Be careful of companies that ask for a loan fee before they give out money to you. Real loan companies add fees to your loan amount which you reimburse over time and never make you pay upfront.

Guaranteed Scholarships
Never trust those who advertise that guarantee to get you a scholarship. They will ask for a fee and may even present a money back guarantee but will certainly not get you a scholarship. Genuine services will never guarantee.

Company/ Scholarship Names
If you see a scholarship service/company using words like "official", "national", "state" or other official sounding names be wary. They are most possibly trying to cover up the scam.
Keep yourself well-informed and be cautious when you apply for scholarships. Ensure that you are eligible and chase your dreams of getting education in USA.

Things To Know When Taking International Student Loan

In this post I am going to tell you about the international student loan and the entire process for you to understand.

What is an International Student Loan?
Central student loans are very accepted with native students in US, but they aren’t accessible to international students. Instead, they are entitled for international student loans, dedicated private education loans made available to international students who come to study in the US.

These loans are a practical way to fund your education in the US. Loans are incredibly flexible, and can proffer adequate amounts amount to pay for your full education, but with absolute repayment terms and practical interest rates, so you can reimburse after graduation.

All international students who want to apply for loans must have a US co-signer in the first place. A co-signer is officially compelled to refund the loan if the borrower fails to pay. The co-signer must be a permanent US dweller with fine credit that has been in US for the last two years. The co-signer can be a close friend/relative who can help in getting credit.

Interest is the sum charged by the lender in addition to the money you borrowed. The interest is calculated on the basis of an index (Prime Rate or LIBOR Rate ) plus a margin that adds an extra percentage interest rate depending on the creditworthiness of co-signer. Prime Interest Rate is is determined by the federal funds rate and is set by the US Federal Reserve. The LIBOR’s (London Interbank Offered Rate) base is British Bankers’ Association and used on the London interbank market. When evaluating the loan, it is clarified which index will be used. Then, there will be an extra margin added which is based on the borrower’s individual criteria. Based on their creditworthiness, an added interest rate will also be added to the index. This is the total interest you owe. Once your application is accepted, your precise margin will be revealed to you, after which you can accept or refuse the loan.

Repayment will differ upon on the loan option you select. Since most international students cannot work while they study, reimbursement has to be regarded as extremely important. You will need to calculate how much to pay monthly, when they begin, and how long you can reschedule repayments. The reimbursement period normally ranges from 10-25 years, but the bigger the loan, the longer the period. The standard repayment plan options are:

  • Full Deferral – Students can defer payment until 6 months after graduation provided the permanent status is maintained. Payments can be deferred for a maximum period of four years.
  • Interest Only – International students simply pay the interest while in school, up to four successive years, and can postpone the principal until forty five days after graduation, or when the student alters the course load to part-time.
  • Immediate Repayment – Payments on both principal and interest are payable at once after the loan amount has been dispersed.

Choosing USA To Study For Higher Education

Many international students want to study abroad, especially in US. Education in USA is the best that one can wish for and if you have the means to accomplish it then nothing should hold you back. Let us see why it is the best to study in USA.

Academic Excellence
USA has one of the world’s supreme universities, with exceptional programs in practically all subject fields. At the under graduate level, superb courses are present in conventional and professional fields. At the graduate level, students have the chance to work directly with some of the finest minds, with the added opening to participate in elite research. 

Variety of Educational Opportunities
The US has numerous colleges and universities, all possessing almost ten times as many campuses as in any other nation. Due to that, the higher education system here has something to offer for everybody. Some colleges emphasise broad educational values; others accentuate realistic, employment-related abilities; and the others concentrate in the arts, social sciences or technological fields. So, this means that whatever you want to study, you will have a large variety of choices.

Cutting-Edge Technology
Each university in U.S.A can be said to be having latest technology, and research system, and making it available to their students. Even if your field has no directly link to science or engineering, you can become skilled to use the modern technology to perform research, gather information, and stay connected with researchers, teachers and other experts.

Opportunity for Research, Teaching and Training
Many graduate courses present training and teaching prospects that aid students in becoming teaching assistants to undergrads and/or research assistants on unique projects exploring diverse aspects of your subject. You will have the glorious chance to gain priceless experience.

Although most courses are very well controlled in that definite coursework needs must be met, you will normally be able to find different course choices to meet those needs. For example, liberal arts assignments for an undergraduate program will have languages and mathematics classes. However, you will get several classes which suit those requirements, and the autonomy to decide which to choose.

At the later stages of a degree, you will be able to mould your coursework to suit your precise academic aims, needs and interests. When you decide themes for independent study for a graduate thesis/dissertation, you can stress ideas vital to you, your subject and your nation.

Universal Education and Long-Term Career Prospects
It is universally accepted that experience in an international setting is a viable commodity. Most employers seek the wide variety of awareness, flexibility and experience that international students obtain by their education in USA. They frequently look to employ employees who are not just have multi-cultural language skills, but also can help correspond, parley and accomplish business across diverse cultures. Your long-term career prospects are improved by your educational experiences in US. 

Campus Life Experience
When you study abroad you make the choice to broaden not just your educational prospects, but also your cultural experience. Whether you attend a small, private college or a large university, you can gain entry into various student clubs and organizations. The international student office is a good place to start for campus offerings, the campus student centre too. 

Guide To Know About US Visa For Students

Education in USA is a dream of so many international students. If you are an international student planning to study in US, then you have to gather some practical knowledge about the Visa rules applicable. I will be discussing the basic things you need to know and will help to immigrate to USA for studies.

Applying for Visa
When applying for a student visa, you first have to research the admission policy of the university you are applying at. There are a few items to be borne in mind:

Academic Eligibility- Each school has diverse academic eligibility criteria. Your school will notify you about their requirements. If you are still in the course of exploring different universities in USA, then you have to gather all available general academic position and test scores.

Financial Stability- You also need to prove that you can support yourself without any need to work and are financial stability.

Health Insurance- You may have to illustrate verification of health insurance in order to cover any medical expenses should you require any medical assistance.

As an international student coming to US, there are 3 diverse student visas that you can get issued: F1 Visa, J1 Visa, M1Visa. The F1 and J1 visas permit for the opportunity of service during your stay, while the M1 Visa doesn’t. You have to know about these types of visas, how they affect your financing while staying and how to go about the submission and arrival processes.
Types of International Student Visas

The "F" visa is applicable for academic studies. It is issued to students who are appearing in an academic program/English Language Program. These are the most common kinds of international student visa in the U.S.A. As a F1 student you have to uphold the minimum course load for permanent student status. This permits leisure, on-campus employment (lesser than 20 hours per week). Moreover, students can work on OPT for up to 1 year after course completion. You will be expected to complete your studies by the expiration date mentioned on the I-20 form (Certificate of Eligibility for Non-immigrant Student Status).

A J1 visa is for students who require practical training unavailable in their home country to complete their program. It also allows similar employment as the F-1 visa, with parallel restrictions, as long as consent is given by the exchange visitor program sponsor.

An M1 visa is granted to student taking admission in a non-academic /vocational school. These visa holders are not allowed to work during the course. Before applying you must have confirmation that adequate funds are instantly available to pay all schooling, living costs for the entire period of intended stay.

Vigilant enduring and temporary planning is essential to guarantee that you will have a worthwhile educational experience in the universities in USA. If you are pragmatic about your monetary needs, you will be able to like the exciting academic and cultural experience of living and learning in the United States.

Studying MBA in USA- Things To Know

The USA is the largest economy in the world and if you are planning to study abroad then US is a great choice. Education in USA is of the finest quality and the MBA programs in the US are one of the best in the world. These professional courses offer students a prospect to study in a thrilling global environment alongside students from different cultural background who decide to study in USA.

MBA in the U.S. University is typically a two year duration program. The course structure is a combination of real – world case studies discussions and internships options. U.S. Universities offer option for both students with or without work experience. To apply for MBA programs in any university in U.S.A. you are required to take the pre-requisite standardised test, which is sustained with attractive resume, solid statement of purpose, and helpful letters of recommendation. The program is the incorporation of chief traits necessary in a business graduate and trains them to undertake challenges in their career.

The crucial admission eligibility norm for MBA programs under US education system is at least 16 years of undergraduate education. It is expected from you to have completed four years of education after the high school / junior college from an accredited college/university. It means Indian aspirants who only have three-year graduation degree would not be eligible for the program. Therefore, it is essential that Indian students attain a post graduation degree or a professional four-year degree.

Now let us take a look at the Admission Requirements:

Graduate Management Admissions Test is compulsory for candidates to attain high GMAT score to ask for admissions in business school

You also need to submit your TOEFL or IELTS scores at the submission time. Your scores have to be quite good.

Essays & Resume
Write convincing essays and resumes to stress your most salient traits and make you stand out from all others to the admission board.

Letter of Recommendation
A recommendation letter which highlights candidates’ academic/professional achievements in world would add worth to the application. It is prudent to get them from the academic institution or from workplace that emphasize your management qualities and other professional skills.

Industry Experience
Although it isn’t obligatory for all business schools, it adds value to the contention if the aspirants have a work experience in the industry. The work experience letter has to be also submitted along with the admission form.

The interview is mostly conducted at the end of the admittance process. These are conducted by a faculty member or a staff member or a third party selected by the business school. These interviews are mainly meant for information exchange and allow the university rep to review the candidates’ focus, enthusiasm, potential career goals and persona.
The entire program has case-study focused schooling methodology endows students with realistic knowledge and trains them for the industry role. The MBA program also imbibes diverse soft skills like team-building, decision making, management, entrepreneurial, etc.